- SUMMARY HOME BUILDING
INFORMATION
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- SUMMARY HOME BUILDING
INFORMATION
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- Search House Plans Your
first step in home construction project is searching house plans for
home
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- Building ideas. View designs
to decide on home style, home type, floor layout, room dimensions, and
other design specs you would like to see.
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- STEP 1: Analyze the Numbers
Understand what is needed: Can you afford building your home? Can you
qualify for construction financing? These questions are reviewed in
this step.
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- STEP 2: Where to Start Your
Home Building
Where to start: use this step to define your family objectives, find
your lot and
location, view home styles, and review house plans.
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Construction
Specifications
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- STEP 3: Design the
Construction Specification Plan
Define your home specifications: list the size and type of rooms, the
general floor
layout, the plumbing needs, flooring requirements, landscaping plan,
etc.
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- The Specification Plan
defines the design and product specifications for your home
construction.
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- STEP 4: Arrange for Home
Construction Financing
Paying construction has two parts: 1) home building line: used to pay
supplies
and contractor costs; 2) residential mortgage: used to payoff the
construction line.
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- It will list the size and
type of rooms, the general layout of each floor, the plumbing
needs throughout the house, flooring requirements for each room, type
of doors
and windows, electrical plan, type of HVAC, landscaping layout, etc.
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- STEP 5: Qualifying for a
Mortgage Loan
Lenders use several criteria to qualify a home buyer for a mortgage
loan:
1) home appraisal; 2) credit rating; 3) income/debt ratios; and 4)
employment.
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- Two Types of Home
Builders
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- STEP 6: Managing Your Home
Construction
Types of management: 1) home owner/builder management; 2) change
management;
3) problem resolution management; and 4) cost management.
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- 1) Custom Home Construction
where the construction is based on a custom design and individually
built for the
home owner
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- STEP 7: Home Closing and
Settlement
What’s needed to close: summary guide on home inspection, closing,
closing cost
estimates, going to settlement, taking possession, and buyer rights.
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- 2) Production Home
Construction
where the construction is based on 3-4 different
"production" designs. The owner
will select one of the design with minimal modifications.
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HOME
CONSTRUCTION SPECIFICATIONS
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- Find the right home builder:
Manage Your Home Construction Project
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- SPEC PLANNING A: Home Style
and Plan
First, download our construction specification sheet as a guide. Use
it to define
your home style, identify the number of rooms, arrange your rooms by
adjacencies,
and define the room size dimensions.
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- Project management
types:
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- SPEC PLANNING B: Lot
Excavation
View the physical features of the lot. Note any rocks, trees,
water-fronts, or other
desirable or undesirable views. Note any extra requirements. Check the
drainage.
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- SPEC PLANNING C: Home
Foundation
The foundation is the most critical part of your home construction.
Types of
foundations: slab foundation; crawlspace foundation, and basement
foundation.
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- SPEC PLANNING D: House
Framing
Framing is where your house begins to take shape. You want to inspect
the work
often to make sure the framing is going as planned. View wood vs.
steel framing.
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- SPEC PLANNING E: Roofing
Identify type of roof and rain removal systems. Roofing materials come
in asphalt
and fiberglass shingles, cedar shakes, tile, slate and more expensive
materials.
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- 4) problem resolution
management
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- SPEC PLANNING F: Doors and
Windows
Identify the type of doors and windows by room. Windows and exterior
doors
should be installed as soon as the frame is completed to prevent
damage.
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- SPEC PLANNING G: Plumbing
Identify any special plumbing needs by room: utility sink in garage;
wet bar in
recreation room; plumbing for unfinished basement, etc. There are many
new
plumbing materials that can reduce your cost. See site for
information.
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- Note: Here is the bottom
line when choosing a Contractor. Make sure you have a war a fuzzy feel
with him, don't let price dictate how you choose. If the price sounds
to good to be true, don't be fooled, because it most likely is. Make
sure you feel that you can work with the contractor and that he
listens to your needs, not his.
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- PRE-SETTLEMENT
WALK THROUGH CHECK LIST
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Grading
- Does the ground around the
foundation slope away from the house?
- Make sure the water does not
pond in swales. To check, water the areas with a hose, if possible.
- Are there signs of erosion?
- Is the shrubbery placed at
least 2-3 feet from the foundation?
- If the house has a basement,
are the basement window wells clean and graveled?
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Exterior
Appearance
- Are the windows and doors
sealed and protected by weatherstripping?
- Are the trim and fittings
tight? Are there any cracks?
- Does the paint cover the
surface and trim smoothly?
- Has landscaping been
installed according to the terms of your contract?
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Roof and
Gutters
- Are the shingles flat and
tight?
- Is the flashing securely in
place?
- Do the gutters, downspouts
and splash blocks direct water away from the house?
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Doors
and Windows
- Are all doors and windows
sealed?
- Do they open and close
easily?
- Is the glass properly in
place? Is any loose or cracked?
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Finishes
- Is the painting satisfactory
in all rooms, closets and stairways?
- Did the painters miss any
spots?
- Are the trim and molding in
place?
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Floors
- Is the carpet tight? Do the
seams match?
- Are there any ridges or seam
gaps in vinyl tile or linoleum?
- Are wooden floors properly
finished?
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Appliances,
Fixtures, Surfaces, Etc.
- Do all of the appliances
operate properly?
- Are all of the appliances
the model and color you ordered?
- Check all faucets and
plumbing fixtures, including toilets and showers, to make sure they
operate properly.
- Check all electrical
fixtures and outlets. Bring a hair dryer to test the outlets.
- Do the heating, cooling and
water heating units operate properly? Test them to make sure.
- If the home has a fireplace,
do the draft and damper work?
- Are there any nicks,
scratches, cracks or burns on any surfaces, including cabinets and
countertops?
- Test the doorbell. Also test
the intercom system, garage door opener and any other optional items.
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Basement
and Attic
- Are there indications of
dampness or leaks?
- Is there significant
cracking in the floors or foundation walls?
- Are there any obvious
defects in exposed components, such as floor joists, I-beams, support
columns, insulation, heating ducts, plumbing, electrical, etc.?
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Certificate
of Occupancy
- Has your local municipality
signed off on your house?
Some problems may not be
readily apparent during the walk-through. Even a professional inspector
might miss a few. Most warranties cover any such problems that are the
result of faulty workmanship. However, warranties usually exclude problems
that result from owner neglect or improper maintenance.
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